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HOME > WEALTH > PERSONAL WEALTH & FINANCE


Feel Like retiring? Forget It!

While longer years of life are a blessing, the speed with which this demographic change has occurred is forcing everyone -- from governments to employers to individual workers -- to rethink retirement

The Case Against Cutting Social Security and Medicare

The president and a few other prominent Democrats are openly suggesting that Social Security payments be reduced by applying a lower adjustment for inflation, and that Medicare be means-tested. These particular pre-concessions are especially unwise

Banking on the Poor

What's a fair interest rate to pay on a loan? If you think 300 percent is no big deal, you can stop reading. But if you'd be outraged to learn that some of the biggest banks charge exorbitant interest on their most vulnerable customers, you might want to read on

The Holiday Shopping Guide for Hard Times

Whether you're unemployed, underemployed or self-employed you're probably feeling the effects of this economic downturn in one way or another. And yet the holidays are the holidays

Tips for Adapting to the New Global Economic Reality

Forget relying on politicians to determine your economic fate. Take charge of your own situation. Here's how

6 Surprising Ways to Boost Your Credit Score

Raise your FICO score with these lesser-known tips

The Money Conversation All Couples Should Have

Talk about these six money topics before walking down the aisle to avoid financial tension later

10 Reasons to Retire in a College Town

College towns often have lots of amenities for retirees, including top-notch healthcare, good public transportation, and lots of free or low-cost things to do. Here's a look at why college towns often make good retirement spots

Why Seeking More Money Hurts Happiness

Personal growth and helping others are more likely to promote happiness than money and status

11 Ways to Spring-Clean Your Finances

When spring fever hits don't forget to give your finances some fresh air, too. Here's an 11-step guide to a cleaner financial life


Parents: Stop Being So Awkward With Money

Kids want to learn more about finances from their parents, if only parents would open up

How to Hedge 7 Retirement Risks

These strategies will help you cope with common retirement worries

Why Americans are Delaying Retirement

Workers are becoming pessimistic about their ability to retire well

How to Help Family Members Without Hurting Your Own Finances

Today's dilemma lies in how to finance these extended golden years, especially when many feel an obligation to also support adult children now or in the future

Why Gen Y Is So Financially Frustrated

The challenging job market has led to marriage and parenthood delays, along with career stagnation

The Key to Creating and Sticking to a Budget

Why budgeting is so hard to sustain, and what you can do to improve your chances of success

10 Things You Should Know About Your Taxes

From the tax benefits of living with family members to fast refunds, here's your guide to tax season

How to Save by Scavenging

Before looking for hidden gems in the trash, consider these 10 tips

What's the Best Way to Give Money to Charity?

As with other financial strategies, advanced planning is needed

Deja Vu? Bank of America Plans Fee Changes

Consumers already feeling nickel-and-dimed by big banks might have to pony up more of their hard-earned money for checking account fees

The Growing Challenge of Funding Retirement

The rules for retirement have changed over the past generation. Individuals must now take more personal responsibility for their retirement finances, as life expectancies increase and job security declines

Tax Tips for Retirees

Many retirees aren't aware of the tax implications of their retirement savings, and don't include taxes in their spending plans. Two retirement experts share what retirees can expect when their working days are done

How to Calculate Your Retirement Number

The first step to creating an effective retirement-savings plan is to do some math

How Long Should I Work Before Retirement?

Check out how delaying retirement can significantly boost your nest egg

Sneaky Coupon Strategies Consumers Should Watch Out For

Here are five sneaky coupon strategies, as well as tips on using this knowledge to make smarter purchasing decisions

How to Battle Shopping Addiction

If you or someone you know has a shopping addiction, experts suggest the following

How to Set 2012 Money Goals That Work

Most people fail to achieve New Year's resolutions, but these money strategies can help overcome those odds

2012: Financial Resolutions Beat Out Health and Fitness

For many of us, money worries take precedence over our own health and fitness goals. As such, finances appear to be the area many people want to fix in 2012

Do You Need Longevity Insurance?

hese products are designed to help mitigate the unknowns of living to an advanced age

Why Big Banks Are Like Drug Dealers

Are you addicted to your bank? If you're paying off credit card debt right now, the answer is more or less, 'yes.' And you're not alone. Americans are paying $328 million in interest to banks every day.

11 Retirement Benefit Changes Coming in 2012

Expect more 401(k) fee disclosures and bigger Social Security checks next year. Here's a look at how retirement benefits will likely change in 2012

10 Ways to Stay Safe While Shopping Online

With more shoppers than ever turning to mobile devices and computers for holiday shopping, many are inadvertently leaving themselves vulnerable to online fraud and scams. Here are 10 ways to avoid becoming a victim this holiday season

Take Advantage of Free Shipping Deals This Holiday Season

Skipping shipping and handling costs for online purchases can go a long way toward helping you stick to a holiday budget.

Working Into Your 70s: A Smart Retirement Move

It doesn't take much imagination to see that retirement at age 65 is increasingly a nonstarter. Extending your working shelf life means extending your savings

Considering a Credit Union? 3 Factors to Think About

Before you make the switch, check fees, availability of services, and interest rates

2012 Social Security COLA: A Whopping 3.6 Percent

After two years without an inflation adjustment, seniors will get a 3.6 percent Social Security cost-of-living adjustment (COLA). That's a sizable raise in this economy, and very welcome news to seniors hit hard by rising costs, slumping home equity and very low returns on fixed-income investments

Understanding Personal Bankruptcy in Difficult Times

Bankruptcy is not a panacea to lift up all your financial troubles and put a smile on your face, as late-night television commercials would have you believe. But in case it turns out to be the only answer, you should have a full understanding of available choices and potential repercussions

Why Women Should Manage Their Own Money

These six strategies can help women fight the odds of facing financial trouble in retirement

How to Lower Your Gas Bill

With gas and energy prices continuing to rise at a steady clip, some drivers are getting creative about how to reduce their bills. Here are some of the best tips on how to reduce your bill

Financial Essentials for New Parents

When a baby is born, the natural preoccupation is with taking and distributing photos of the adorable child. That's understandable, but financial considerations should not be far behind

How to Handle Awkward Money Situations

Jeanne Fleming and Leonard Schwarz offer strategies for dealing with the most cringe-inducing scenarios including how to handle relatives who ask for loans, splitting the check at the end of the meal, and when, if ever, to lie about money

Can I Afford to Quit My Job?

It's not an easy decision to make. That's why career and money experts recommend putting a lot of effort into preparing to quit before making any big announcements

Are American Consumers Relapsing Into Debt Addiction?

After steering clear of credit cards for awhile, consumers are racking up debt again at an alarming pace

What Older Workers Don't Know About Social Security

Most people approaching retirement lack knowledge about the following key Social Security features

Brainless Money Rules to Live By

Here's a no-nonsense approach to spending, saving, and managing your money

How to Avoid Being a Financial Burden on Your Children

Planning, delaying retirement, and using your home as an asset are some possible solutions

Daily Deal Websites Push Premium Memberships

Are the new membership programs worth the money? Here's an overview of what these programs offer

Want Free Checking? Ditch the Big Banks

Big banks are axing free checking, but consumers can still find value at non-traditional institutions

Ways to Donate to Charity on the Cheap

Here are eight ways to donate to charity -- without spending more money than you already are

Got a Complaint About Your Bank?

The New Consumer Czar Wants to Know: The CFPB will now try to resolve consumer complaints about banking accounts

5 Shocking Facts About Student Loan Debt

It has surpassed credit card debt and has twice the delinquency rate

Why the Smart Money Chooses a Roth IRA

Here's why smart investors are opting for Roth IRAs instead of traditional IRAs

How to Protect Your Retirement Investments from Scams

Fraudsters' tactics are often effective, but fighting back is easy

10 Necessities for a Great Retirement Spot

Here is how to select the ideal place to retire

10 Important Ages for Retirement Planning

Keep these ages in mind to boost your retirement benefits and avoid penalties

What Type of Life Insurance Do I Need?

While most consumers begin thinking about life insurance when they get married and start a family, it can be wise to buy a policy even sooner

How to Save More Now With Savvy Budgeting

We need to be more financially literate and learn how to translate our financial knowledge into long-term savings and investment plans. Here's how

Starting Off on the Right Foot Financially

Twentysomethings inhabit a world of rampant unemployment and unsettling levels of student debt. Here's how recent graduates can navigate the challenges of starting a career, saving money, and more

Awkward Questions You Need to Ask Your Financial Adviser

Many of the early screening questions investors should be asking financial professionals, and themselves, fall under the 'common sense' category. Ask investment professionals these questions and you'll be glad you did

Financial Resolutions

Now is the time to make New Year's financial resolutions. With Europe trying to resolve its debt worries and the U.S. attempting to whittle down high unemployment, prudent moves are in order

How to Benefit from New 401(K) Fee Disclosures

A brave new world opens up to workplace retirement savers in 2012

How to Keep Your Holiday Spending in Check

In his new book explores why consumers overspend and how they can curb the habit. Roberts shares tips on responsible spending, handling frugal fatigue, and more

How Co-Workers Influence Your 401(k) Choices

You may not realize it, but the choices you make when investing assets in your 401(k) plan may be influenced by the selections your co-workers are making

How to Find the Best Bank Account for You

We spoke with some of the top banking and money experts to get the latest on how to be savvy when choosing a bank account. Here are six of their top tips

How To Navigate the Bank Fee Storm of 2011

Batten down the hatches: Bank fees have been rising for a number of years, but the 'perfect storm' of a weak economy, troubled financial markets and low interest-rate yields produced the 2011 hurricane

Santa on a Budget? What to Tell Your Kids

Christmas is around the corner, and it could mean financial trouble for you. Do you ever wonder why he's so jolly? It's because he gets credit for all the toys, games and presents while you get stuck with the bill. If you're struggling financially -- and, frankly, who isn't -- it's time to put Santa in his place

Young Adults Suffering More Financially than Older Generations

Today's younger Americans are doing significantly worse economically than those of earlier generations. Meanwhile, the economic situation of older Americans continues to improve

The Best Travel Rewards Credit Cards

Whether you're a frequent flyer or just seeking a generous rewards program, there's a card for you. Here's the skinny on some of the best travel rewards credit cards

Living Together and Keeping Money Separate

Many unmarried couples who live together opt for a strict his/her money system, splitting bills, checking accounts, and other joint expenses down the middle. It might not be the most romantic approach, but personal finance advisers say it's the smartest. Here's why

Vanishing Pensions Another Case of Corporate Greed

Each time the market plunges, rarely will you see a story asking why the market risk is born by individual workers; it's just an assumed sub-text that we all must rely on the market, because employers no longer can afford to provide traditional defined benefit pensions. Ellen Schultz isn't buying it

Pension-Raiding Epidemic Worthy of Condemnation

Calling Michael Moore or Charles Ferguson. America's premier muckraking documentary filmakers are needed for another expose. This time, they can reveal how companies across this country have cheated millions of their workers out of a secure retirement, while enriching executives at the top

What You Need to Know About Travel Credit Cards

With travel-linked rewards program cards, points are exchanged for airline tickets, hotel stays, and merchandise. In some cases, points can be turned into cash. These cards reward spenders, but watch the fees and terms

Is Free Checking Going Extinct?

New regulatory reforms aimed at reining in big banks' excessive profits and helping retailers cut costs might actually end up hurting consumers

How to Get the Salary You Want Even in This Economy

Asking for a raise takes common sense and confidence, but most of all, it takes preparation and practice. Here's what experts recommend for the best ways to make chatting with your boss about a raise successful

How to Break Up With Your Financial Adviser

Ever get the impression that your financial adviser just isn't that into you? It could be time to move on. Here's how

Why Money Really Can Buy Happiness

Rethinking your budget and attitude toward money can create a fuller, more enjoyable life

Should Seniors Live Alone or With Family?

Weak economy, and now longevity and savings challenges, accelerating growth of multigenerational households

How to Take Advantage of Dependents at Tax Time

For tax purposes, those who are supported by family can be declared a dependent and used as a deduction at tax time

Effects of Recession Still Showing in Tax Season

Almost three years later, Americans' tax returns still show scars from the Great Recession

6 Ways Spending Changes in Retirement

Most people spend less money in retirement. Here's what they cut from their budget

Smart Strategies for Taking Required Minimum Distributions

Here are strategies for taking required minimum retirement plan distributions that will help you preserve as much spending power as possible

Affordable Organic Foods for Every Budget

It's time to change the assumption that including organic foods in the family diet has to cost more than 'regular' food. Focused planning and selective shopping is all it takes to make eating organic both smart and economical for everybody

Get Ready for Retirement Now

Saving for retirement isn't as easy as it used to be. A recent survey found that about 1 in 4 workers describe themselves as 'not at all confident' about retirement. Here are eight ways to turn that lack of confidence around

How to Finance Life Until 100

These strategies will help you build a nest egg that will last the rest of your life

5 Apps for Organizing Your Expenses at Tax Time

If you're planning to go paperless this tax season, here are five apps to consider

Banks Revamping Rewards Programs to Woo Customers

After a mass exodus of fed-up customers following the debit-card fee debacle last fall, some banks are hoping to woo back business or at least keep existing customers by reintroducing debit card rewards

How to Master the Art of Negotiation

Many people miss out on higher starting salaries, store savings, and other benefits because they fail to make simple requests. The power of 'asking for it' can result in everyday lower prices

5 Ways to Stretch Your Grocery Budget

Looking for ways to rein in your grocery budget? Here's tips from three savings experts

How to Avoid an IRS Audit

Here's how to avoid an autis in the first place and what to do if the government takes a second look at your taxes

50 Ways to Improve Your Finances in 2012

A new year offers a fresh start. Whether you're ready to ramp up your earning power, start saving more money, or manage what you have more effectively, this 50-step guide is designed to help you improve every aspect of your financial life

12 Great Money Apps That Save Time and Cash

Chances are, you spent a lot of money on your smartphone and you spend (waste?) hours playing games on it. You can recoup some of your losses with our pick of the most helpful mobile financial applications

How to Live Happily on Less

As creative economizers are discovering cutting back needn't mean giving up the good life. You don't have to deny your pleasures. In fact, you can lower spending while raising your quality of life

Borrowing From the Family Bank

The best loans may be signed across the kitchen table, not a banker's desk as intra-family loans offer attractive interest rates and tax advantages

Money Strategies for Creative Thinkers

If you're a visual person, standard financial strategies probably don't work for you. Here are nine ideas for creatively-oriented people

How to Maximize the Higher 401(k) Contribution Limit

Diligent savers will have the opportunity to tuck away extra money in their retirement plan in 2012. Here's how to make the most of the higher 401(k) contribution limit

New Lower-Cost Reverse Mortgages Option Gaining Ground

The reverse mortgage market has been shrinking steadily over the past few years, but a new lower-cost version of these loans for seniors is starting to get some traction in the market

Small Medicare Premium Hike Improves Senior's Social Security COLA

Good news is hard to come by in this economy, but seniors can celebrate the final numbers on next year's Social Security cost-of-living adjustment and Medicare premiums

Five Quick and Painless Money-Saving Tips

People immediately start looking at the most difficult and painful ways to cut their spending when there are often hundreds (if not thousands!) of dollars of painless savings right in front of them. Here are five painless tips on how you can save money

Should You Use a Virtual Credit Card Number?

Virtual credit card numbers aren't new, but even with recent security breaches like the one involving Sony PlayStation earlier this year, surprisingly few consumers use them

10 Ways to Tap Your IRA Early Without Penalty

There are a variety of ways to access your retirement savings before age 59. Here are 10 ways to avoid the 10 percent penalty on early IRA withdrawals

Should You Hire a Money Coach?

People looking for guidance in their lives are increasingly turning to coaches: life coaches, business coaches, social media coaches -- and now, money coaches. Here's the pros and cons of working with a coach to help get on top of your finances

The Twentysomething's Guide to Money

What is a money-strapped twentysomething to do? The key, according to personal finance experts, lies in prioritizing all of those competing demands for money. Here's a road map to help sort it all out

How Couples Can Maximize Social Security Benefits

I get a huge number of questions from readers about Social Security's spousal and survivor benefits. This week, I'll answer some of the most frequently-asked questions on how Social Security works for married couples

5 Factors That Could Put Your Pension at Risk

Simple mistakes could go undetected and compound for years, potentially costing you thousands of dollars over your remaining life expectancy. What factors put you at risk for these mistakes, and what can you do about them? Here's tips on making sure your pension is in shape


How to Complain to Companies and Get Results

Here are seven expert tips on how best to lodge complaints and get your money back

How to Catch up After a Retirement Savings Break

There are a number of reasons people temporarily stop saving for retirement. But once you begin saving for retirement again, you will need to boost your savings rate to make up for the gap. Here's a look at how to catch up on retirement savings after a break


Gen Y's $2 Million Retirement Price Tag

Retirement won't be impossible for Generations X and Y, but they will need to save considerably more than the baby boomers to make up for less employer and government help. Here are ways 20- and 30-somethings can get on track to retire comfortably

On Entitlements and Ponzi Schemes

The future of Social Security and Medicare, two critical lynchpins of retirement security, are shaping up to be critical issues in the 2012 race for the White House. So, let's straighten out the talk about Social Security, entitlements and Ponzi schemes

Reducing Debt Load Key to Financial Health

The concept of paying off debt is basic enough for any of us to understand, but we generally must use some child psychology on ourselves to turn it into practice. If personal debt is taking a serious toll on you and your family, analyze your predicament carefully

Dipping Into Your Retirement Account to Pay for College

When using retirement accounts to pay for college, the type of retirement account and the timing of the transaction can determine how much of your savings will be applied to the tuition bill. And, of course, withdrawals and loans can hurt your retirement security. If you're considering tapping your nest egg for college costs, here's what you need to watch out for

Why Your Retirement May Not Be Permanent

Retirement is no longer a one-time, permanent event. Exits from the workforce are becoming more gradual, and many employees move to another job before leaving the labor force completely. Here's a look at some of the ways workers are transitioning into their retirement years

10 Most Difficult Retirement Decisions

To support yourself without income from a job, you'll have to make a series of choices about Social Security, health coverage, and your investments. Here are 10 of the toughest decisions you will make before you retire

Retirees Increasingly Depending on Social Security

Social Security is the most significant source of income for Americans age 65 and older, and its importance has continued to grow over time

Tougher Rules for Credit Bureaus Could Be On the Way

Borrowers may soon have more weapons to fight back against erroneous credit reports and credit scores. This includes uncovering discrepancies when a report or score obtained by a consumer differs from the data that land on a lender's desk, simply because the numbers were derived from another service

Why Your Retirement May Not Be Permanent

Retirement is no longer a one-time, permanent event. Exits from the workforce are becoming more gradual, and many employees move to another job before leaving the labor force completely. Here's a look at some of the ways workers are transitioning into their retirement years

Picking an Affordable Place to Retire

Many people are interested in saving money by moving to a place with a lower cost of living than where they currently live. But you also need to make sure there are enough amenities and services to support you as you age. Here are some tips for selecting an ideal retirement locale

One Move Could Boost Your Retirement Security

Selling your current home and moving to a place where housing costs considerably less can add to your retirement savings. If you currently live in a high-cost area and have built up equity in your home, selling and moving into a more affordable house can rescue your retirement finances

401(k) Withdrawal Mistakes to Avoid

Simply saving in a 401(k) plan isn't enough to ensure your retirement security. You also have to withdraw the money from your retirement account in a way that maintains as much of your spending power as possible

6 Little-Known 401(k) Perks

Most people know that you can shield a lot more money from taxes in a 401(k) than an IRA. In addition, 401(k)s often come with valuable employer contributions. Here are a few lesser-known perks that 401(k)s provide

What's the Best Way to Save for College?

The good news is that parents and grandparents have a lot of options to save for college. Here's a rundown of the options as I see them, from best to worst

How Do You Preserve Purchasing Power in a Tumultuous Economy?

The recent dramatic fall in equity prices around the world has made all investors nervous. They want to know how to preserve their capital and maintain purchasing power.

Steps to Financially Prepare Your Student for College

Preparing your child to be financially successful in college is a delicate balance between supplying enough funds and know-how. Here's what to brief your students on before they head off to school -- and what you should let your children learn on their own

How to Avoid Money Envy

Post-recession, it's gotten easier for people to admit their financial limits, partly because so many of us have been forced to do so. Still, lessons about avoiding financial envy hold just as true today

How to Make a Financial Comeback

Jude Boudreaux has turned his life around. He owns a condo with his wife, pays his bills on time, budgets ruthlessly, and recently became a father. Boudreaux recommends these five strategies to people trying to take control of their finances

What New Inflation Formula Would Mean for Social Security Recipients

Seniors have been hearing about the chained CPI lately in the context of Social Security -- which is one of the few retirement benefits that comes with built-in protection against inflation

How to Predict Your Social Security Payout

To save money, the Social Security Administration stopped mailing annual Social Security statements to workers this year. Now workers will have to go online to get this estimate, and only some of the information provided in the statements is available online. Here's how to predict how much you will get from Social Security in retirement

Is Your Retirement Plan Obsolete?

The Wall Street Journal recently published an article in their Weekend Investor section discussing a potential problem regarding retirement planning. The authors emphasized that too many workers have unrealistic assumptions

How to Strengthen Your Retirement End Game

We spend much of our career saving and investing for retirement. And the challenges don't end on the day we retire. We must then manage our nest eggs to make sure our retirement savings lasts for the rest of our lives. Here are some ways to improve your retirement end game

How to Avoid Online Shopping Scams

For the most part, shopping online is as safe as visiting your local mall. But every year, thousands of customers run into online scams. Researching companies in advance, even through a simple web search, can help people avoid such traps. Here are nine tips to keep you from being a victim

Dodging the Real Estate Down-Payment Obstacle

These days, many banks require a down payment of 15 percent or more for mortgages, a staggering amount for many first-time home buyers. Here are seven ways would-be home buyers can get their hands on the down payment cash they need to close the deal on a home

Practical Steps Average People Can Take to Retire Early

At 31, Robert had grown disillusioned with his job. 'The idea of a desk job for another 30 years seemed painful, so I came up with this idea of trying to retire before 45.'

10 Reasons to Delay Retirement

Increasingly, Americans are pushing back their ideal retirement age. Here are 10 reasons you may want to consider delaying retirement

Why Celebrities Run Into Money Trouble

On the surface, celebrities appear to have little to worry about in the finance department: They command massive paychecks, after all, and can often tap into impressive endorsement deals on the side. So why do so many of them run into major money problems?

What Are Your Rights When a Debt Collector Calls?

Have you been plagued by debt collectors? Help is on the horizon. There's a new government regulatory agency called the Consumer Finance Protection Bureau. Last month, the CFPB gained new powers to regulate and censure everyone's least favorite part of the financial industry: debt collection

5 Crazy Money Ideas That Just Might Work

We've all heard the standard personal finance fare about saving more and spending less, repeated ad nauseum, so we were pleasantly surprised when five original money strategies floated across our radar recently. They are extreme, and not for everybody, which is why they're not on the lips of every finance guru out there. But for some people, they might just work

Many Grocery Staples Are Getting More Expensive

High prices at the gas pump have been grabbing headlines, but it's rising costs at the supermarket that are really starting to take a bite out of household budgets.

Vow Not to be a Financial Mismatch

Young couples counting down the weeks or months before tying the knot will get their marriage off to a good start by focusing on some of the financials -- paying down debts, building good credit histories, shifting the wedding date into next year for tax purposes.And here's what's especially important: They need to talk about how each partner treats money

How to (Finally!) Agree About Money

Are you and your husband always arguing over how much he spends on golf? Or how much of your paychecks to put toward a down payment on your dream house? Don't despair: You can overcome your mismatched money personalities. Here's how to get started

To Save Money Get in the Habit of Bargaining

Consumers can negotiate better prices for just about anything, but many don't like to do it because conflict is uncomfortable. Once you succeed, however, it will be habit-forming, profitable and much more comfortable. Here are some ways you can save money

How to Cope With Retirement Sticker Shock

If you calculate how much you need to save to completely stop working for a 20- or 30-year retirement, you'll likely arrive at a very large number. Finding out that you will need to accumulate seven figures to have a modest retirement income is daunting. Here are some strategies to cope with retirement sticker shock

How Can We Make 401(k) Plans More Like Pensions?

A group of industry professionals recently convened a working group, the Retirement 20/20 Initiative, to brainstorm ways to get defined contribution (DC) plans, like 401(k)s, to look -- and behave -- a bit more like defined benefit (DB) plans. The group includes actuaries, economists, employers, participant advocates, investment experts and academic researchers

8 New Retirement Rules

The rules of retirement have changed over the past generation. Individuals must now take more personal responsibility for their retirement finances, even as life expectancies increase and personal savings rates remain low. Here are some key ways your retirement will be different from that of previous generations of retirees

6 Ways You Can Save Money by Going Green

Many of the most important small steps you can take to benefit the planet are also good for your wallet. Here are six of them, in order of potential savings


New Online Marketplace for Financial Advisors Stirs Up the Market

Finding the right financial planner continues to be a bewildering task. Almost anyone can hang out a shingle and dispense advice, and compensation models range from commission-only planners to those who are paid an hourly fee for their services. And there hasn't been a central online marketplace where consumers can view ratings and recommendations -- until now


Is It Safe to Bank Online?

10 Things You Should Know About Your IRA

Author Maps New Phase of Life Between Middle and Old Age

Don't Wing It with Frequent Flier Programs

Appealing An Insurer's Denial Is Often A Good Strategy

12 Steps to Getting Your Finances on Track

Life Insurance After 50

Is Long-Term Care Insurance Right for You?

Careful Planning the Key to Comfortable Retirement

Should You Count on Social Security in Your Retirement Plan?

How to Cope With a Forced Retirement

How to Protect Your Corporate Benefits

How to Retire on Social Security Alone

Do You Have Unclaimed Property You Don't Know About?

Solo 401K Lets Self-Employed Shelter More of Their Income

7 Ways to Stay Ahead of Inflation in Retirement

Game-Changer for Entitlement Programs?

How to Profit from your Hobbies and Interests

Websites Make it Easy and Even Fun To Reach Savings Goals

How to Evaluate College Financial Aid Options

Bad with Money? Blame Your Parents

The Financial Planner Relationship is a Fragile One

7 Reasons Why You Don't Have a Pension

10 Tax Mistakes Parents Often Make

5 Smart Ways to Save Money for Your Children

Financial Advisers: Prepare for Big Tax Hikes in 2012

How to Tweet Your Way to Retirement Goals

The New 401k Plan: Not Just for Retirement Anymore

How to Shop Around for the Credit Card That Suits You

A Better Use for Your Tax Refund

5 Failures of Financial Planning and How to Fix Them

Don't Let Your Kids Ruin Your Retirement Fund

Consider Converting to a Roth

Size Up Your Estate and Do Some Tax Planning

10 Money Mistakes Parents Make

How to Find Your Optimal Debt Level

7 Costs to Eliminate Before You Retire

6 Best Money Tips for Young People

5 Retirement Tax Deadlines to Plan For

Is a Retirement Income Fund Right for You?

How to Avoid Charity Scams

Keep Your Identity Safe With These Six Strategies

10 Reasons to Open a Roth IRA

5 Ways to 'Psych Yourself Rich'

4 Ways to Save Money on Life Insurance

What to Know About Health Savings Accounts

How Work Impacts Social Security Benefits

Baby Boomers Will Redefine Retirement on Own Terms

10 Things You Didn't Know About Social Security

Costly 'Add-On' Insurance More About Profits Than Benefits

Teaching Your Child Money Habits for Life

Why We're More Dependent on Government Support Than Ever

7 Biggest Money Mistakes College Graduates Make

Homeowner Savings Tips: What You Might Not Know

Why Raising Social Security's Retirement Age Is a Benefit Cut For All

How to Get Retiree Health Insurance Before 65

Wills and Estate Planning

Put Yourself to the Test: Are You Fiscally Fit?

30 Ways to Cut Health Care Costs

7 Excuses for Not Saving for Retirement

What Will Missing Mortgage Payment Do to Your Credit Score?

Automated Retirement Plans Can Help But Watch for These Pitfalls

How to Save for Retirement on a Low Income

What to Do If You Cannot Pay Your Tax Bill

High Earners Face State Tax Hikes

9 Ways to Pay for Retirement

Is Your Partner a Good Money Match?

Young People Should Go Slow in Taking on Credit Cards

New Website Streamlines College-Aid Application

Retirement Saver's Credit Could Significantly Reduce Tax Bill

Gift-card Resale Market Thrives Online

Spend Your Money on Happiness

The Smart Way to Pay Kids an Allowance

Why Lump Sum Pension Payments Are Bad Deal for Most Retirees

Sudden Money: Six Steps for Handling a Windfall

One Key to Secure Retirement: Consistent and Prudent Behaviors

Why Most New Year's Resolutions Are Guaranteed to Fail

Money Manager Thinks Rising Interest Rates Will Bail Out Retirees

Get Your Financial House in Order One Month at a Time - Part 2

The 411 on Credit Card Offers

50 Ways to Improve Your Finances

Avoid These Common Personal Finance Mistakes

Young Adults Set Big Money Goals

Retirement Planning: Taking Stock and Coming Up Short

Don't Procrastinate on Wills and Estate Planning

Annuities Can Be Valuable Slice of Retirement Funding Pie

Videos Put Entertaining Spin on Money Management

Shorter-Term Mortgages Make Sense for Some

Patients Beware: Hospitals Increasing Requiring Cash Up Front

How the New Consumer Bureau Will Help You

5 Retirement Myths

Looking for Overseas Retirement

Do You Live in a High-Debt City?

10 Historic Places to Retire

Don't Get Caught in Sticky Web of Credit Card & Bank Fees

The New Retirement Plan: Watch the Expense Side of the Equation

Recession Prompts More Americans to Tap Retirement Security to Make Ends Meet

How to Tell if You Have a Good 401k Plan

Insurance for Boomerang Kids

10 Things You Didn't Know About Social Security

Don't Forget to Protect Your Retirement Plan From Inflation Risk

The Magic Numbers of Retirement Planning

Can I Afford a Baby?

The Least You Need to Know About Retirement

Small Changes to Get out of Debt and Save Money

Is Your 401k Riskier Than You Think?

10 Places to Go Carless in Retirement

Deducting Medical Expenses

How to Spring Clean Your Personal Finances

How to Save for Retirement Without a 401k

Converting Regular IRA to Roth: A Good Idea?

Retirement Savers Need to Plan for the Critical Draw-Down Phase

9 Secrets of Retirement Happiness

401k Mistakes Job Hoppers Make

Why Gen-Y Might Be Too Frugal

New Year's Resolutions for Personal Finances

7 Tips for Baby Boomers Turning 65

Get Your Financial House in Order One Month at a Time

When Debt Collectors Go After the Wrong Person

Money and Life: Some Points Worth Remembering

Do Some Research Before You Donate to Charity

Time to Make New Year's Financial Resolutions

Make Time to Keep Your Financial House in Order

Keep These Tips in Mind for Retirement Planning

Give A Gift of New Ideas on Retirement

How to Find the Best Credit Card for You

7 Tips for Giving Money to Family Members

Roth IRA vs. 529: Best Way to Save for College & Retirement

How to Save Money, Eat Well, and Be Merry

4 Steps to Maximize Your College Savings

The Million-Dollar Retirement Plan

Avoid IRA Tax Pitfalls

How to Retire Gradually

Plan Ahead For a Comfortable & Potentially Rich Retirement

To Understand Your 401K Plan Just Focus on the Fees

Buying Coupons for Deep Discounts Carries Risk

529 College Plans Not Completely Trouble-Free

New Website Helps You Navigate Health Insurance

Prepare For the Rising Cost of Long-Term Care

How Much Life Insurance Do You Need?

The New High-Risk Health Insurance Pool: Common Questions

How to Talk to Your Parents About the Estate Tax

Should Young People See a Financial Planner?

10 Ways to Ruin Your Retirement

Understanding the Psychology of Retirement Planning

Hard Times Triggering Spike in Consumer Fraud

New Sites Empower Students to Build Their Own Scholarships

Retirement Living Decisions Don't Require Hand-Wringing

Sears Brings Back the Christmas Club

Best and Worst Places to Build a Nest Egg


21 Ways to Make Extra Money in Retirement

Do You Trust Financial Services Companies?

Families Need to Have Frank Money Talks

Will You Run Out of Money Before You Run Out of Years?

Strategies for Avoiding New Bank Fees

How Much Should You Save Each Week

Americans Plan Fun and Frugal Summers

The Health Care Reform Timeline

Getting Health Insurance on Your Own

How to Keep a Handle on College Costs

Daydream Your Way to a Better Life

The Dangers of DIY Estate Planning

Unconventional Retirement Investing Strategies

Retirement Challenge for Women: Income Gender Gap

Launching Your Own Business After Age 50

Key Questions to Ask Before You Hire a Financial Adviser

Living Better Than Ever in an Age of Less

15 Ways to Tell if You Are Ready to Retire

How Working Longer Helps Build Retirement Security

How to Hire a Financial Adviser

New Overdraft Rules and You

How to Find a Low-Tax Place to Retire

Credit Score Myths Debunked

Conquer Your Inner Shopaholic With These Tips

Investing Your Social Security Check?

Alternatives to Traditional Retirement

Vigilance is Key to Protecting Your Credit

How to Set Up Your First 401(k)

What Your 401(k) Really Costs You

Why Your 401(k) Still Has Not Recovered

Don't Let Your IRA Accounts Languish

Why Women Need Their Own Money Advice

Five Tips to Avoid Confirmation Bias

10 Uncommon Sources of Income in Retirement

These Banks Want to Help You -- Really

How to Find Affordable Long-Term Care

Why Some Women Skirt the Wage Gap

Sizing Up Your Retirement Nest Egg Needs

Biggest Sources of Retirement Income

Assembling a Sturdy Retirement Portfolio

Withdrawing from Retirement Accounts Early without Penalty

Steps to Relief From Federal Student Loans

Funds for Recent College Grads

Retirement Savings Strategies for Late Starters

New Hope for Debtors Struggling With Student Loans

Debating the Pros and Cons of a Flat Tax

Rules To Improve Credit History and Raise Credit Score

Closing Credit Card Accounts May or May Not Damage Credit Score

There Is No 'Typical' Budget

How Close Are You to the Financial Edge

Personal Finance Tools You Should Use Now

10 Creative Saving Strategies

Strategy for Charitable Giving Makes Donations Go Further

6 Ways Couples Can Maximize Social Security Payouts

The Trouble With Online Retirement Calculators

How Divorce Affects Retirement Benefits

Planning for Retirement Without a 401(k)

7 Reasons to Downsize in Retirement

Tax On Health Benefits

Flat Tax Is Class Warfare

Eliminate Tax Brackets and Complicated Forms With Flat Tax

10 Problems With the Income Tax

Save Time Filing Your Taxes

How to Be a Savvy Cheapskate

Do You Live in a Frugal State

How to Keep Your Nest Egg Intact After a Layoff

Don't Neglect Long-Term Care in Retirement Planning

These Financial Blogs Are Worth Your Time

Avoid Tax Trap When Converting Traditional IRA to Roth IRA

Why Consumers Are Shunning Credit Cards

How to Avoid the Marriage Tax

The Challenge of Deducting Medical Expenses

Many Americans Still Clueless About Retirement Saving

Affording a Stay-at-home Mom?

Make More Money & Live Your Passion

Keep Close Eye on Bank, Mutual Fund, Credit Card Fees

Jobs With the Best Retirement Benefits

21 Ways to Cut Expenses in Retirement

New Frugality Emerging for Retirement

Gen Y to Banks: Do Better

Deducting Hobby Expenses: Think Business

Sadly Bad Advise Abounds on Roth IRA Conversions

Identity Theft May Be Prelude to More Serious Crime

Automatic Saving Painless Way to Build Emergency & Retirement Funds

New Tax Provisions Make Filing More Complicated This Year

Not All 401(k) Plans Are Created Equal

Time to Prepare Your Will

Bigger Tax Break for Writing Off Costs of College

The Secret to Being Poor

Bad Day? 5 Tips to Keep Your Motivation

8 Factors that Determine Your Final 401(k) Balance

How to Tell if You Are Saving Enough for Retirement

Financial Help For Women: 5 Effective Strategies

Roth Conversion Can Be Good Move, But Consider These Caveats

New Ways to Save for Retirement Courtesy of Uncle Sam

Talking to Gen Y About the New Culture of Thrift

10 Ways to Save by Going Green

10 Ways Baby Boomers Will Reinvent Retirement

Greed is Good: Why You Need to Tap Into Inner Gordon Gekko

How to Avoid Pitfalls in Automatic Retirement Saving

Full Financial Disclosure Before Walking Down the Aisle

Forget the Mortgage, I'm Paying My Credit Card Bill

5 Reasons You Should Consider a Roth IRA

7 Reasons Job Hoppers Are Worse Off in Retirement

Retirement Reservations

'Investment Rewards' Credit Cards Well Worth A Look

Spend Less, Save More, Money Guru Advises

Right-Sizing Your Finances

Living Without Luxuries

10 Tips for Picking the Right Retirement Spot

10 Steps to Raise $15K or More for College Now

Roth IRA Conversions: Don't Be Tripped Up By Tax Implications

How to Cope With Big Rate Increases on Your Long-Term Care Policy

Social Security: Congress' Ponzi Scheme

How to Live Happily on 75 Percent Less

Living on Less

Shortcuts and Smart Advice for Filling Out Federal Student Aid Form

How Much Money Will You Really Need for Retirement

Too Many Americans In Dark on Basic Financial Concepts

Keep Your Resolution to Plan for Retirement

Do-It-Yourself Pensions and Workplace Retirement Plans

How to Hire a Tax Preparer

Don't Overlook Utility Bill Payment Aid Programs

Generation Y: Save for a House or Retirement

The Over-indulgent Self-Centered Generation

8 Tips for Choosing Retirement Gifts

The Gift of Savings

Break Bad Shopping Habits to Avoid a Debt Hangover

10 Reasons You Shouldn't Retire

Ready for Retirement

6 Great Financial Gifts for Children

Gift Cards: Not Always the Easiest Holiday Present

Careful Planning Can Save You Thousands at Tax Time

Paying Off Your Mortgage Can Boost Cash Flow in Retirement

Paying Off Student Loans Requires Smart Decisions

9 Ways Spending Changes in Retirement

10 Resolutions for Retirement Readiness

Making a Retirement Investing List and Checking it Twice

Too Many Americans Risk a Financially-Strapped Retirement

'Free Lunch' Investment Seminars Often End Up Costing You Money

Smart Year-End Tax Moves

Lean Years Require a Shift in How You Give to Charity

You Really Can Stick to a Holiday Budget

Don't Let Bank Fees Sap Your Accounts

Don't Be Tripped Up by Gift Card Rules

Tax Planning During Holidays Can Generate Gifts April 15

401(k) Matches Make a Comeback

10 Secrets to Raising More Than $15,000 for College

4 Reasons Your Retirement Is at Risk

3 Holiday Gifts That Keep on Giving

Tips for Reducing Your Home Heating Bill

When Money Talks: Financial Fears Today's Top Stressor

Save for College or Retirement

'Guaranteed' College Savings Plans May Soon Break Promises

Questions to Ask Before Investing in a Prepaid College Savings Plan

Why Boomers Will Retire More Comfortably Than Their Parents

Weighing an Early-Retirement Offer

Getting Real About Retirement

Pump Up Your Social Security Payouts

Postponing Retirement

Rethinking Retirement

The Modern Retirement Plan: Cross Your Fingers

Making the Most of Frugal Living

Personal Loans With a Twist

A Tale of Two Cards and Their Reward Programs

5 First Steps to Deal With Debt

Make Sure Your Long-Term-Care Insurer Pays Up

Score Big Savings on Health Coverage

College Tuition Assistance & Financial Aid

Take Advantage of the New Credit Card Rewards

9 Ways to Salvage an Ailing Credit Score

Financial Roadmap for Generation Y: Downgrading Expectations Best Survival Strategy

5 Ways to Prepare for an Unplanned Retirement

New Student Loan Repayment Plan Is Based on Borrower's Income

Cheap Eats: Experts Share Tips on Cutting Your Food Bill

The Benefits of Biking to Work Keep Adding Up

Innovative Financial Web Sites & Tools Well Worth a Look

Credit Card Accountability, Responsibility and Disclosure Act passed by Congress

Higher FDIC Deposit Guarantee Extended to 2013

Now Is the Time to Make Sure Financial Arrangements Are in Order

6 Money Talks to Have Before You Marry

10 Ways to Thrive After the Recession

Employers Can Override Your 401(k) Investment Choices

Suze Orman: Why the Recession is a Good Thing

Experts Have Come Up with Creative Ways to Fund Retirement

Investors Near Retirement Age Face Big Challenges

Avoid These Personal Investing & Financial Gaffes

Pick a Financial Planner Carefully

Choose an Investment Professional Carefully

If Retirement Planning Is a Game Show, Most Couples Are Failing

A 'Kinder, Gentler' Recession for Seniors

Immediate Annuities Offer Security, But Tread Carefully

How to Check Your Life Insurer's Health

Comparison Shopping Can Yield Substantial Savings on Insurance

Student Loans: Stafford Is a Good Bet

 


 

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