DEAR TIM: Recently our neighbor's house burned to the ground. That intense fire spread to our home. The brave firefighters and our domestic fire sprinklers helped save our home, but the water damage was enormous. I'm wondering what we could have done differently to minimize the damage and help prevent the spread of the fire to our house. I got a true baptism of how fire sprinklers work when I rushed into the house to grab some things that were irreplaceable. --Veronica H.,
DEAR VERONICA: I'm really sorry for your loss, and glad to hear that you're alive and unharmed. By running into the house to save items, you might easily have become a grim statistic. We'll discuss in a moment how that was totally unnecessary. I'm sure the firefighters scolded you for that impulsive action.
You're in a select group, as very few existing homes have a residential fire sprinkler system. Recently the
Volumes of books have been written about residential fire safety, prevention, minimizing losses and so forth. In this tiny space I can't begin to cover everything or any one thing in necessary detail. Numerous associations, local fire departments and insurance companies have fantastic advice just waiting for those who ask for it.
Your automatic fire sprinkler system no doubt did a good job of stopping the spread of the fire, but you can see why the water damage to your possessions was severe. Imagine taking a garden sprinkler and setting it up in your living room allowing it to run for an hour or so.
To protect valuable stored possessions from water damage, it's a good idea to enclose them in plastic bags and keep them up off the floor. You should also store them low in the house, as heat rises. Storing valuables in an attic is not a good idea, as firefighters typically ventilate the attic trying to push the fire inside the house up through the roof. This means heat in an attic will be intense as they ventilate the fire.
The plastic bags can cause a huge issue if the heat from the fire melts them -- so they are by no means a silver bullet. One-of-a-kind items that are of high value need to be stored in a fireproof safe. However, this can be a problem if you want them on display.
The spread of fire from your neighbor's house to yours can be slowed to an extent. The use of fireproof building materials on the exterior walls is a great start. Stone, concrete block, brick and fiber-cement siding are all fireproof. But the weak link on most houses is the roof overhang. Builders, following good practice and code requirements, install ventilation in roof overhangs, especially at the lower ends. Fire and hot gases can easily enter these openings and set the underside of the roof on fire in minutes.
Your builder can use fire-resistant lumber for the roof sheathing and framing, but it's usually expensive and it's no guarantee the wood will not burn. When you do the cost vs. value analysis, it just doesn't make economic sense as there are so few house fires like this.
Designing some sort of giant exterior water sprinkler that creates a wall of mist between your house and the neighbor's house would be ideal, but that's also impractical. Firefighters use this methodology to protect houses once they arrive at the scene. Perhaps they were doing that at your home, but in reality it was needed in the first minute of the fire, not 10 or 15 minutes after the valiant fire crews arrived and set up their defenses.
Important paper records and documents, photos with great sentimental value and so forth can all be duplicated now with relative ease. There are amazing digital scanners that can scan stacks of paper in just seconds per sheet. Dedicate just 20 minutes each day until you're finished to go through all your things. Once complete, you'll have a digital copy of everything that's of value to you. The trick is to put that digital content on multiple external hard drives and store them at friends or relatives houses. You don't want those hard drives in your home where a fire can consume them as well as the originals.
Be sure to take videos of all of your possessions twice a year. Scan receipts of all things you purchase. You'll need these records (save them offsite) to prove to an insurance company that you owned all the things you have. Imagine how hard that is to do as you're fighting back tears talking in shock with an insurance adjuster while you both stare at a pile of smoldering ash and cinders.
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