Losing It All ... and Bouncing Back
You're winging your way across
Odds are this won't ever happen to you. But if it does, these tips can make even this worst-case scenario a minor bump in your European adventure.
First of all, take a breath. Panic clouds your judgment. And don't beat yourself up: Even the most careful traveler can get ripped off. I once met a family in
ASK FOR HELP.
If you're in a country where little English is spoken, enlist the help of a local English-speaker to assist you in making phone calls or explaining the situation to police. Try your hotelier or someone at the tourist office. Fellow travelers you've met can also be sources of help.
FILE A POLICE REPORT.
Find a police officer and report the theft or loss. Having a police report may help with replacing your passport and credit cards, and is a must if you file an insurance claim for a lost railpass or expensive travel gear.
USE THE INTERNET.
Get online at your hotel (if they don't have a public Internet terminal, explain the situation and ask if you can use their reception-desk computer). If you're between hotels, look for free Internet access at the tourist office or a library. Use the Internet to find contact details for the nearest U.S. embassy and your bank, retrieve information you have stored online, or solicit help from folks back home.
REPLACE YOUR PASSPORT.
This is your top priority. Without a passport, you can't leave the country, and you'll find it difficult to check in to a new hotel or receive wired funds. To replace your passport, you'll need to go in person to the closest American embassy (usually in the capital city) or consulate (in major towns). You'll find a helpful list is at , or check a local phone book.
A replacement passport costs
CANCEL DEBIT AND CREDIT CARDS.
Within two days, cancel your lost or stolen debit and credit cards (limiting your liability to
To avoid losing it all, be prepared. Wear a money belt. Keep a few
KEEP TRACK OF YOUR STUFF.
You're more likely to inadvertently lose your bag than to have it stolen. I've heard of travelers leaving passports under pillows, bags on the overhead rack on the bus, cameras in the taxi, and once even a backpack under a bush beside a hiking trail. You're especially vulnerable when you're tired, confused, or using public transportation. Don't absentmindedly set a bag down next to you while you wait in line at the train station; always be in physical contact with your stuff.
Whatever happens, try to make the best of the situation. Be flexible and patient. It may not help at the time, but try to remember that your loss will make for a good story when you get home. Like a friend of mine says, "When it comes to travel, tragedy plus time equals comedy."
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(c) 2010 RICK STEVES DISTRIBUTED BY TRIBUNE MEDIA SERVICES, INC.
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